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Jemma Yin Chee Ding

In Touch

A Monthly Curated Newsletter

Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.

New HDB policy: Standard, Plus and Prime – how does it affect you?

Housing and Development Board (HDB) will change how it classifies Build-to-Order (BTO) projects, starting in the second half of 2024. The policy changes intend to ensure that HDB policies continue to remain relevant in Singapore's current social and economic construct.

 
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Understand the costs of buying a home

This article provides a comprehensive guide to the costs of buying a home in Singapore, including down payment, stamp duty, legal fees, and renovation costs.

 
read more
 

DECORATE YOUR HOME FOR FREE | 10 DECOR IDEAS ON A BUDGET

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Jemma Yin Chee Ding
 
 
 
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Testimonials and Referral Notes

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You Ping

紫婷是一名专业的保险从业人员。她根据顾客的不同年龄和需求,为客户着想,找到适合自己需求的保单。 她非常有耐心地讲解保险条款的内容和特点,让顾客感到很贴心。 她是我在保险领域的首选!

Chi Won

认识你大概有6、7年的时间了,记得当时是通过一个要跟你买保险的朋友介绍认识,那时也只是想了解一下新加坡保险。跟你买保险一路以来真的觉得你是一位非常值得信任的保险 agent 😊 你的服务一直都很好,最让我舒服的是完全不会 hard sale。每次都会根据顾客真正的需求来推荐适合的保单,也会帮忙顾客考量合适的保费,不会一味推贵的方案。平时逢年过节还会准备一些贴心的小礼物,真的会让人感受到你对顾客的用心。🩷 和之前接触过的 agent 相比,我觉得你最大的不同是责任感和信用真的很好,而且随时都联系得到。就算我回马来西亚了,也还是可以通过微信找到你,有问题时都会耐心帮忙处理,让人很安心。 如果满分 10 分的话,我真的会给你 10 分 💯如果身边有朋友在找保险或财务规划方面的服务,我也一定会推荐你!👍🏻

Elvina

Jemma ( aka Chee Ding) She is such a thoughtful and caring insurance agent. The way she explained everything made me feel more secure about my future and gave me a clearer idea of how I want to plan for it. She also brought such positive energy to the conversation, which made me feel comfortable and at ease. What I appreciated most was that she respected my autonomy and gave me the space to make my own decisions without any pressure.

Jun Leng

Whenever I meet her, she will always chat with me in a friendly and cheerful way, which makes me feel very relaxed just like family. She has strong business ability and fully understands the details of insurance. She will stand in my position and analyse according to my situation. She can always introduce the most suitable products for me. I'm really lucky to meet her, which makes me feel at ease

Carol

Big thanks to Ziting! She was professional and patient while helping me with my son hospitalization insurance. When I was confused about the different options, she carefully explained the pros and cons of each and patiently answered all my questions, which made me feel very confident and at ease. I’m really lucky to have her help—highly recommend!

Yuin

认识她这么久,真的很清楚她是一个很认真、很有责任感的人。 当她开始做保险后,我反而更放心把自己的保障交给她,因为我知道她一定不会随便推荐,而是真的站在我的角度去帮我规划。 整个过程完全没有压力,反而像朋友聊天一样,她会很耐心地解释每一个细节,也会很诚实地告诉我什么适合、什么不需要。 因为是好朋友,所以更放心交给她。 不push、不乱卖,有问题找她也都很快回复,真的很安心。