Moms Never Retire?

Jemma Yin Chee Ding

In Touch

A Monthly Curated Newsletter

As they dedicate their love and lives to their households and make constant sacrifices for their family’s & children’s well-being, mothers never retire. For all these, moms deserve more thoughts besides during Mother’s Day. But should mothers also think about planning their own retirement — financially speaking? In this issue, as we give tributes to all mothers, we would also like to give thoughts to a mother’s financial freedom. Mothers deserve a worry-free retirement as well.

4 Things Mothers in Singapore Should Do to Plan for Their Finances

A 2015 survey showed that 75% of Singaporean mothers surveyed had not even thought about retirement, let alone started planning for it. If you’re spending all your energy running after the kids or making sure they pay attention during tuition, here four things you should not forget to do for your finances.

Mums, pay attention to finances

Financial experts advise that it makes sense for mothers (and just about anyone) to pay attention to their financial affairs. According to the US-based National Centre for Women and Retirement Research, nine out of 10 women will eventually have to manage their finances on their own at some point, due to circumstances ranging from leaving the workforce to care for a family member, to becoming divorced or finding themselves widowed.

Adult Conversation | How She Saved $100,000 Before Turning 30 | Personal Finance

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Proudly Brought to You I seek to reach out to people who believe in creating a safe financial environment for their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Jemma Yin Chee Ding

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Testimonials and Referral Notes

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You Ping

紫婷是一名专业的保险从业人员。她根据顾客的不同年龄和需求，为客户着想，找到适合自己需求的保单。她非常有耐心地讲解保险条款的内容和特点，让顾客感到很贴心。她是我在保险领域的首选！

Anna

Chee Ding is friendly, professional, and easy to communicate with. I always feel comfortable with the service provided, and her prompt action gives me great peace of mind. Thank you for the excellent support! Highly recommended whoever need financial advise and any protection like travel, medical insurance etc. Chee Ding always the best!

Chi Won

认识你大概有6、7年的时间了，记得当时是通过一个要跟你买保险的朋友介绍认识，那时也只是想了解一下新加坡保险。跟你买保险一路以来真的觉得你是一位非常值得信任的保险 agent 😊 你的服务一直都很好，最让我舒服的是完全不会 hard sale。每次都会根据顾客真正的需求来推荐适合的保单，也会帮忙顾客考量合适的保费，不会一味推贵的方案。平时逢年过节还会准备一些贴心的小礼物，真的会让人感受到你对顾客的用心。🩷 和之前接触过的 agent 相比，我觉得你最大的不同是责任感和信用真的很好，而且随时都联系得到。就算我回马来西亚了，也还是可以通过微信找到你，有问题时都会耐心帮忙处理，让人很安心。如果满分 10 分的话，我真的会给你 10 分 💯如果身边有朋友在找保险或财务规划方面的服务，我也一定会推荐你！👍🏻

Elaine

I’m really grateful to have Cheeding as my insurance agent. She was extremely helpful and supportive when I was hospitalized, patiently guiding me through the process and answering all my questions about the policy. She always makes things clear and easy to understand, which really gave me peace of mind during a stressful time. On top of that, she consistently keeps us updated on any policy changes, so we never feel left in the dark. Truly appreciate her dedication and care.

Natelie

非常感谢我的保险顾问Ziting给予我非常专业的协助。她给人的第一印象非常友好，亲切，而且性格可爱。在沟通和咨询的过程中，Ziting会非常耐心地聆听我的需求，详细解释每一个方案的重点与差异。最让我印象最深刻的是，她完全不会强行推销，从来不勉强或催促我做决定，而是站在一个客户的角度上提供中肯和实用的建议，让我可以在没有压力的情况下慢慢思考和选择。整个过程非常舒服，也让我对保险规划有了更清楚的了解。 Ziting不仅专业，而且有责任感，对我的问题都会认真跟进，回复也很及时。整体体验感非常好，是一位可靠又让人信任的保险顾问。

Wei Han

Chee Ding is incredibly knowledgeable and always make insurance feel clear and understandable. In addition, she truly go above and beyond for her clients. I feel well taken care.