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Jemma Yin Chee Ding

In Touch

A Monthly Curated Newsletter

It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream?

Retirement Date Risk And Sequence Of Returns

Sequence of returns risk is a commonly cited risk for retirees, but an accumulator also faces sequence of returns risk in the form of retirement date risk!

 
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Key to retirement planning: Don't panic

It can be hard to live within your means after retiring, so make your extra funds work harder.

 
read more
 

Children and Retirement

 
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I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends
 
Jemma Yin Chee Ding
 
 
 
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Testimonials and Referral Notes

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Yuin

认识她这么久,真的很清楚她是一个很认真、很有责任感的人。 当她开始做保险后,我反而更放心把自己的保障交给她,因为我知道她一定不会随便推荐,而是真的站在我的角度去帮我规划。 整个过程完全没有压力,反而像朋友聊天一样,她会很耐心地解释每一个细节,也会很诚实地告诉我什么适合、什么不需要。 因为是好朋友,所以更放心交给她。 不push、不乱卖,有问题找她也都很快回复,真的很安心。

Gin Yan

I had a very pleasant experience with my insurance agent Chee Ding, who is friendly, patient, and extremely helpful throughout the entire process. She took the time to clearly explain all the policy details, ensuring I fully understood my options without any pressure. What I appreciated most was her genuine effort to understand my needs and provide recommendations that were practical and suitable for my situation. She is always responsive, professional, and easy to communicate with, which made everything smooth and stress-free. I truly feel well supported and confident in my coverage. Highly recommended to anyone looking for a trustworthy and reliable insurance agent.

Elaine

I’m really grateful to have Cheeding as my insurance agent. She was extremely helpful and supportive when I was hospitalized, patiently guiding me through the process and answering all my questions about the policy. She always makes things clear and easy to understand, which really gave me peace of mind during a stressful time. On top of that, she consistently keeps us updated on any policy changes, so we never feel left in the dark. Truly appreciate her dedication and care.

Tracy

I am pleased to provide my strong recommendation to Ms. Yin Chee Ding, who is full of confidence and professional skills in every meeting that we had. She always well prepared her slides and answered whenever I need the assistance. Therefore, she always is the best person to look for if you have any insurance questions. All the best Ms. Yin! ❤️

Chi Won

认识你大概有6、7年的时间了,记得当时是通过一个要跟你买保险的朋友介绍认识,那时也只是想了解一下新加坡保险。跟你买保险一路以来真的觉得你是一位非常值得信任的保险 agent 😊 你的服务一直都很好,最让我舒服的是完全不会 hard sale。每次都会根据顾客真正的需求来推荐适合的保单,也会帮忙顾客考量合适的保费,不会一味推贵的方案。平时逢年过节还会准备一些贴心的小礼物,真的会让人感受到你对顾客的用心。🩷 和之前接触过的 agent 相比,我觉得你最大的不同是责任感和信用真的很好,而且随时都联系得到。就算我回马来西亚了,也还是可以通过微信找到你,有问题时都会耐心帮忙处理,让人很安心。 如果满分 10 分的话,我真的会给你 10 分 💯如果身边有朋友在找保险或财务规划方面的服务,我也一定会推荐你!👍🏻

Elvina

Jemma ( aka Chee Ding) She is such a thoughtful and caring insurance agent. The way she explained everything made me feel more secure about my future and gave me a clearer idea of how I want to plan for it. She also brought such positive energy to the conversation, which made me feel comfortable and at ease. What I appreciated most was that she respected my autonomy and gave me the space to make my own decisions without any pressure.